Insurance Claims with Water Damage

12/20/2018 (Permalink)

Severe storms and water damage. It’s one of the first things that comes to mind for many, but while severe storms and flooding can cause extensive water damage, they are often not the main culprits.

Were you aware that various items in your home could be responsible for many situations that result in water damage?

Water Damage is a Major Threat for Homeowners

Homeowners may at some time face water damage as it is the 3rd most common reason that homeowners filed homeowners insurance claims between 2011 and 2015, with an average payout per claim of $8,861.

Understanding the difference between water damage and gradual damage and how they can impact insurance claims is important. Examples of gradual damage are things that have been happening over time, such as plumbing issues in the walls causing damage to the walls, ceilings or floors, or water damage caused by cracks in the foundation. Some aspects of gradual water damage are not covered by homeowners insurance, unfortunately, while some storm-related water damage is.

If your home has experienced any type of water damage, the team at SERVPRO of South Albany County is available 24 hours a day, 7 days a week to help with cleanup and restoration and make it “Like it never even happened.”