3 Facts for Homeowners Facing Storm Damage Cleanup

4/16/2022 (Permalink)

What is Pretesting?

The aftermath of an Albany, NY, storm can leave you with severe damage to your home. Flooding is especially troublesome, as it can affect building materials, electrical systems and valuables. Gauging the total cost of repairs can be difficult, especially when it comes to filing a claim with your insurance company. Having storm damage and restoration service performs pretesting can lower the cost of your claim, and there are a few facts you can keep in mind that may help you better understand the process.

1. A Pretest Can Gauge Water Condition

Not all flooding is the same, and the condition of the water can greatly affect the cost of cleanup and your insurance claim. A pretest allows flood damage technicians to grade the quality of the floodwaters and estimate what will be involved in the restoration. For example, if the flood is the result of a burst kitchen pipe, the water comes from a sanitary source and will likely not cause as much damage as water that comes from an overflowing toilet or outdoor flooding.

2. Cost Estimations Can Be Made More Accurately

Pretesting damaged items can lower insurance claim costs by letting restoration technicians know whether clothing, documents and other objects can be repaired or if they must be declared a total loss. Detailed estimations can result in a more efficient filing process, which might help you recover faster.

3. You Can Learn All Your Restoration Options

A pretest of certain items can help you understand which restoration options are available, as well as the cost of each. Technicians from a flood damage and remediation service could also forward this information to your insurance agent so you all remain on the same page as far as being able to lower the total cost of the claim.

When storms and flooding strike Albany, NY, you may be left with damage to your home and belongings. Pretesting can be one of the best options for evaluating affected items and helping you lower the amount on your insurance statement.